For several years, the primary goal of those involved in Africa’s fintech space has been to extend access to financial services for those who were previously underserved. Different solutions have included mobile money services, such as M-Pesa, to help users make and receive payments, or alternative credit-scoring algorithms to help individuals and businesses access lending and credit services.

With access to financial services now slowly on the rise, the attention of the continent’s fintech entrepreneurs is starting to turn to the future. How to join up all of these platforms to help people make the absolute most of them, and move towards a truly ‘banked’ future?